A service provider will contact you to schedule a mutually convenient appointment. Repair or replacement. The service contractor will diagnose and repair or replace your covered item. Simple repairs are typically made during the first appointment. In some cases, parts may need to be ordered and additional visits may be needed to complete the repair or replacement. Home warranties are often confused with homeowners’ insurance plans and are often referred to as home warranty insurance. If your home sustains damage from a severe storm or fire or you’re the victim of vandalism or theft, insurance can help but it doesn’t take care of the kinds of expenses covered by home warranty plans. A home warranty company protects you from expenses that are associated with deterioration or damage as a result of normal day to day use of the major appliances and systems in your house. A Choice Home Warranty plan is a smart purchase for any homeowner. Handling common home repairs is a complex and time consuming process when you’re left to manage the details on your own. A home warranty gives you the freedom to have everything taken care of with one simple phone call. After paying for the policy, the consumer pays a service charge when calling out a repair person from the company to investigate a problem.

average cost of home warranty plans

It's not your homeowner's insurance policy; a home warranty is a separate contract covering repairs and replacements on systems in your home.